Privacy Policy

Your financial records and iCloud sync.

Assetra is a personal budget and net worth app that requires no Assetra account. Records are stored on your device. iCloud sync between iPhone and iPad is optional (iOS only, turned on in Settings). Your financial records are not sent to an Assetra server. The web version that runs in your computer's browser (app.myassetra.com) is described separately below.

Effective: September 25, 2026 · Last updated: October 19, 2026

On-device storage and iCloud sync

Budget, income, expense, payment, subscription, account, and asset information you enter is stored locally in Assetra’s application storage. Optional: if you turn on iCloud sync in Settings, changes sync through iCloud Drive between your iPhone and iPad signed in to the same Apple Account. This feature is available on iOS only. It is off by default and must be enabled on both devices. This sync uses Apple’s iCloud service and is subject to Apple’s applicable privacy terms. iCloud sync, operating-system device backups, and manually exported JSON backups are separate functions.

Data collection and tracking

Assetra does not collect personal data, financial data, usage data, diagnostics, or identifiers. It does not include advertising, analytics, or cross-app tracking software. The only exception is the order information Lemon Squeezy passes to us when you buy the web version (see “Web version” below).

Market data

To refresh live exchange rates and gold and silver prices, Assetra requests prices from public market-data services. These requests contain nothing about your budget, holdings, or identity; as with any internet request, the service can see your device’s IP address. These services are subject to their own privacy terms.

Notifications

If you enable payment reminders, Assetra schedules these reminders on your device. Notification display depends on device permissions and settings. Payment reminders and iCloud data sync are separate functions.

App lock

If you turn on the app lock, your device's operating system performs authentication (Face ID, Touch ID, fingerprint or device passcode). Assetra does not access or store biometric data; it only learns whether authentication succeeded.

Backups

Assetra regularly saves a copy of your data, and one after every month-end close, on your device in the Assetra folder of the Files app. When you want a copy off the device, you choose where it is saved or shared; Assetra never uploads backups on its own. The service you choose is governed by its own terms.

Purchases

Purchases use Apple’s In-App Purchase on iOS and Google Play Billing on Android. Assetra does not receive or store payment-card details; it only reads the access status verified by the store. On Android, the 30-day free trial is not a store product; it starts on the device at first launch.

Web version (app.myassetra.com)

In the web version your records are kept only in the browser of the computer you use (local storage); they are not sent to an Assetra server and do not sync with the iPhone, iPad or Android app. They are encrypted with the password you set (AES-256) and cannot be read without it. The password is never sent anywhere and cannot be recovered. Clearing your browser data or forgetting your password deletes these records; we recommend saving a backup file regularly.

The web version is sold through Lemon Squeezy. Lemon Squeezy handles payment, invoicing and tax as the merchant of record and processes your name, email address, country and payment details under its own privacy policy. Assetra never sees your payment-card details. Lemon Squeezy passes us your name, email address and country for your order; we use them only for license support, refunds and legal records.

When you activate the license, your browser sends your license key and the name of your browser and operating system (for example “Chrome · Windows”) to Lemon Squeezy; budget data is not sent. The license is verified online at least once every 30 days. The hosting service that serves the web version (Hostinger) may keep access logs with IP addresses and browser types, as with any website.

Retention and deletion

Your records remain on your device until you delete or reset them. You can clear your data from the Settings screen. Uninstalling Assetra removes its local data and on-device automatic backups; device backups made by you or the operating system are not affected.

Third-party names

Bank and subscription-service names shown in the app are there only to help you organize your own records. Assetra is not affiliated with or endorsed by those organizations.

Changes to this policy

If Assetra’s data practices change, this policy will be updated before the relevant release. The date at the top of this page shows the latest revision.