Assetra features: budgets, payments and asset tracking
Assetra brings income, expenses, payments and assets together around annual planning and month-end review. This table summarises the current iPhone and iPad features. Android is available on Google Play; follow store announcements for current platform availability.
Setup and appearance
Setup and appearance — features and descriptions
Feature
Short description
Language and base currency
Choose TR/EN and a base currency at setup. The budget’s base currency cannot be changed later.
Empty budget or sample data
Start with an empty budget or explore features using prepared sample data.
Themes and appearance
Classic Blue, Classic Green, FinTrack or Noir, with light, dark and system appearance.
iPad workspace
A wider layout provides more room for annual planning, reports and the Annual Matrix.
Budget and annual planning
Budget and annual planning — features and descriptions
Feature
Short description
Income and expense items
Create recurring or one-time items with category, amount and date.
Selected-month recurrence
Place seasonal costs or annual bonuses only in their relevant months.
Editing scopes
Apply changes to this month, through year-end, the whole year or a half-year scope.
Annual Matrix
See items across months and choose an editing scope from a cell.
Locking the plan
Keep a baseline snapshot; later changes do not overwrite the locked plan.
Plan versus actual
Compare target and actual cumulative savings.
Search and sorting
Search by item name; sort by due date, amount or unpaid items first.
Hide completed items
Hide or show completed items; deletion can apply to this month or the whole year.
Card statements and category detail
Track the statement as cash spending and card-paid items as category detail without double counting.
Card-paid savings
Card-paid savings-category items are separated from statement spending into savings.
Missing statement warning
A warning appears when card-paid items exist without a statement item.
Payments and subscriptions
Payments and subscriptions — features and descriptions
Feature
Short description
Automatic and manual status
Automatic items complete on their date when enabled; manual items wait for your confirmation.
Payment calendar
See expense dates and payment status. Card-paid detail is not listed as another payment.
Local reminders
With permission and settings enabled, choose reminders 1/2/3/5 days before manual payments.
Cash flow
See income and expense timing during the month and inspect events for a day.
Cash needs
Review open payments today, within seven days and through month-end, alongside cash and expected income.
Monthly subscriptions
Track monthly and annual totals, billing day and card payment status. Annually billed services are one-time budget expenses.
Commitment tracking
Record start and end dates and receive a warning 30 days before commitment expiry.
Pause a subscription
Pause a subscription to preserve past expense entries, exclude future months and stop it carrying into future years. Cancel the actual service separately with its provider.
Month close and assets
Month close and assets — features and descriptions
Feature
Short description
Four-step month close
Confirm income and expenses, update balances, seal and review the result.
Month-end valuation reminder
A reminder appears in the last days of the month to update asset values.
Accounts and investments
You update bank, currency, gold and investment values; budget entries do not update balances automatically.
Fixed assets
Keep home, vehicle or land values with remaining loans separately; inclusion in net worth is optional.
Wealth Bridge
Separate changes between opening and closing values into actual savings and revaluation.
Real results
Enter annual inflation yourself; purchasing-power results depend on that rate. Inflation data is not downloaded automatically.
Alternative wealth units
Display wealth in the base currency, USD, EUR or grams of gold without changing the budget’s base currency.
Live market prices
Apply current prices from external sources to assets. Personal budget records are not sent with price requests.
Reports and year rollover
Reports and year rollover — features and descriptions
Feature
Short description
Where Your Money Goes
See income sources, expense categories and planned savings in one flow. The 30% marker is a fixed comparison, not a personal target.
Monthly and annual reports
Review income, expenses, savings and asset changes across periods.
PDF export
Create monthly or annual summary or detailed PDFs and choose where to save or share them.
Year rollover
Carry the budget forward with your chosen increase rate, preserving the old year. Active subscriptions use current prices.
Privacy and backups
Privacy and backups — features and descriptions
Feature
Short description
No account or bank connection
No Assetra account, bank transaction imports or money transfers.
App lock (optional)
Turn it on in Settings: unlock with Face ID, Touch ID or your device passcode on iOS, or fingerprint or face unlock on Android. Assetra locks again after more than a minute in the background. The operating system handles authentication; biometric data never reaches Assetra.
On-device storage
Financial records are stored on your device.
Optional iPhone–iPad iCloud sync
Optional: if you turn on iCloud sync in Settings, changes sync through iCloud Drive between your iPhone and iPad signed in to the same Apple Account. This feature is available on iOS only. It is off by default and must be enabled on both devices.
Automatic backups
On-device backups run at least weekly and after month close; the latest 12 copies are kept.
JSON export and restore
Export a backup, keep it securely off-device and restore it on another device. A safety copy is made before restoration.
Manual iCloud Drive copy
On iOS you can save a backup to iCloud Drive yourself; automatic on-device backups are not uploaded to the cloud.
Backup reminder
A reminder appears when 30 days have passed since export.
Data reset
Clear local records using the reset options in Settings.
Explore a sample budget
Follow a sample budget step by step in the interactive guide. Its figures are examples; it does not connect to your real accounts.
